Baccarat – The Lowest House Edge of All Casino Games

Baccarat may not have the glamour of casino games like blackjack, but it’s a great way to experience Las Vegas. It’s simple, elegant and offers a bit of James Bond-style gambling action.

Players place bets on either the Player, Banker or Tie hand. Cards are dealt and the winning hand is the one closest to nine points.

Game rules

Baccarat is a game of chance, but you can improve your odds by following some simple rules. The game involves seven to 14 players and a dealer who deal two cards each. The banker then decides whether to stand or draw a third card. The player and banker hands are compared and the hand with the highest value wins. Picture cards and Tens are worth zero points while numbered cards are worth their face value. Aces are worth one point.

Baccarat’s rules are relatively simple and can be understood by anyone who knows basic math. There are several strategies for winning, including the Martingale system, which increases your bet size after every loss and doubles it after a win. However, this strategy can drain your bankroll if you lose enough rounds. You can avoid this by applying flexible min and max bet limits to your baccarat strategy. Nevertheless, it is important to remember that no strategy can guarantee a win.


The betting rules in baccarat can vary, but generally players can choose to bet on the player’s hand winning, the banker’s hand winning or a tie. The payouts for these wagers differ depending on the game version and table. Baccarat side bets also influence the payouts. A popular one is the Either Pair, which pays if the first two cards of the Banker and Player form a pair. This bet has the lowest house edge of all baccarat side bets.

Another baccarat side bet is the Mini Royal, which pays based on the poker value of the first two cards of the Banker and the Player. It is a popular bet among online casino gamblers and can pay up to 250:1.

The most important strategy for baccarat is money management. Whether you’re winning or losing, never make a bet that exceeds your session bankroll. This will keep you from making rash decisions and going broke.


As with other casino games, the payouts of baccarat are affected by the probability of winning. The game can produce outrageous streaks both for good and bad. Regardless, it is essential to monitor your bankroll and stick to the recommended stakes. Staking 10 units for every decision is an excellent strategy to follow. You should also make sure that you set aside 200 units as your session bankroll and that you always take a break when you win.

Another way to increase your payout is by making a ‘Player Pair’ side bet, which pays out on the chance that the player and banker hands form a pair. This bet has a pay-out of 5:1. You can also place a ’Tie’ bet, which pays 8:1. A third card is drawn when the total is nine or higher. Otherwise, the hand must stand. A ’Stand’ bet is a better option for players who want to avoid losing money on the Tie.


Baccarat has one of the lowest house edges of any casino game. This makes it a popular choice for players who want to use betting strategies that require even money payouts. The best bet is on the Banker side, but you should know that the game’s 5% commission takes away from your winnings. You can claim casino bonuses to offset this loss.

Some advanced baccarat strategies include negative progression systems, which raise the amount you bet after each win and reduce it after a loss. These systems are similar to the popular Martingale system, which is used in roulette and craps.

Another strategy involves betting on the Banker only until it loses, then switching to the Player bet. This strategy theoretically cuts in half (give or take) how many decisions you have to make and can improve your long-term results. It also helps prevent you from chasing losses. However, you should always set a win limit and stop when you reach it.