Baccarat Basics

Although baccarat is often played in high-limit casino areas, it’s actually one of the most straightforward table games to play. Players choose either the Player or Banker hand and place their chips based on who they think will win.

Understand the rules, and remember to set limits before you sit down. It’s easy to get carried away, so decide in advance how much you want to spend.

Game rules

Baccarat is an exciting casino game, but it can be confusing if you’re new to it. It’s important to understand how the game works before you start betting. For instance, you should know when a third card is drawn and what constitutes a winning hand. If a player’s first two cards total 8 or 9, this is known as a “natural” and the hand wins automatically.

Players seated around the table place their bets on either the Banker hand or the Player hand. The object of the game is to predict which hand will get closer to nine. Picture cards and tens count as zero points, while all other cards are worth their face value. Aces are worth one point. When a hand’s score goes over nine, the first number is dropped. This is a house rule. The only exception is if the player bets on a Tie. This bet has a 14.1 percent edge for the house.


There are three basic types of bets in baccarat. You can bet on the Player, the Banker, or a Tie. Each type of bet offers different odds and payouts, so it is important to choose the right one for you.

After you place your bet, the dealer will deal two cards to the Player and the Banker. The hand that is closest to 9 wins the round. The value of a hand is determined by adding up the values of all the pips on the cards. Picture cards and Tens are worth zero points, while number cards have their face value, and aces count as one point.

Some casinos offer side bets in baccarat, which can add to the fun and excitement of the game. These bets are not necessary to win, but they can help you increase your winnings and improve your chances of beating the house edge. These bets usually have a higher minimum bet than the main bets.


Baccarat is an intriguing game, especially for high rollers. Unlike other casino games, it has a very thin house edge, and players can bet large sums of money on the Banker hand. However, the house takes a small taking on winning bets to cover upkeep costs and pay employees. This is known as vigorish and can be up to 5% of the winning bet amount.

During each round, two cards are dealt to the Banker and Player hands, and sometimes a third card is drawn. Whichever hand is closest to nine wins the hand. Players must know that a nine is considered to be a natural and will win the hand regardless of what the other two cards say.

Other betting options in baccarat include the Either Pair side bet, which wins when either the Player or Banker’s first two cards match. This bet offers the highest payouts but also has low odds of winning.


Baccarat is a simple game to learn and play. Players place wagers using chips or tokens on either the Player hand, Banker hand, or a tie bet. The goal is to get a total closest to 9. The Player and Banker hands each receive two cards.

The game has a house advantage, but you can minimize it by choosing the best bets. Bets on the Banker hand are the safest, as they have a lower house edge than the Player or Tie bets. Regardless of which bet you choose, it is important to set a win limit and stick to it. This will prevent you from losing more than you can afford to lose.

It is also important to know the rules of the game and how to handle your money. You should always be aware of how much you’re spending, so it’s wise to make a budget before playing baccarat. Also, never use your credit card to play baccarat, as this will cause you to spend more than you can afford to lose.